Terms and Conditions

Effective Date: January 1, 2025

Welcome to FredNetwork (“we,” “us,” “our”). By accessing or using our website, services, or engaging with us through other channels, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully. If you do not agree with these Terms, you must not use our services.


1. Acceptance of Terms

By using our services, you confirm that you are at least 18 years old and have the legal authority to agree to these Terms. If you are using our services on behalf of an organization, you represent and warrant that you have the authority to bind the organization to these Terms.


2. Services Provided

FredNetwork offers financial services, including credit restoration, real estate assistance, and tax preparation. We also provide SMS marketing and transactional updates as part of our services.


3. SMS Marketing and Communication

By providing your phone number, you consent to receive SMS communications, including:

  • Transactional updates related to your account or services.
  • Promotional offers and marketing messages.

You can opt out of promotional SMS messages at any time by replying “STOP” to any message or contacting us directly. Standard messaging and data rates may apply. Please ensure that the phone number provided is accurate and up-to-date. We are not responsible for messages sent to incorrect or outdated numbers.


4. User Obligations

When using our services, you agree to:

  • Provide accurate, current, and complete information.
  • Keep your account credentials secure and notify us immediately of any unauthorized use.
  • Use our services only for lawful purposes and in compliance with these Terms.
  • Not engage in activities that may harm or disrupt our services, including unauthorized access or interference with our systems.

5. Payment and Fees

All fees for our services are disclosed at the time of purchase or engagement. Payments must be made in full and on time. Failure to pay may result in service suspension or termination. Refunds, if applicable, are subject to our refund policy.


6. Intellectual Property

All content, trademarks, logos, and other intellectual property displayed on our website or materials are owned by FredNetwork or licensed to us. You are granted a limited, non-exclusive license to access and use our content for personal, non-commercial purposes. Any unauthorized use, reproduction, or distribution of our intellectual property is prohibited.


7. Limitation of Liability

To the fullest extent permitted by law, FredNetwork is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability for any claim related to our services is limited to the amount you paid for those services.


8. Termination

We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for any reason, including a breach of these Terms.


9. Changes to Terms

We reserve the right to update these Terms at any time. When we do, we will revise the “Effective Date” at the top of this page. Continued use of our services after changes have been made constitutes acceptance of the updated Terms.


10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved in the courts located in Orlando, Florida.


11. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

FredNetwork
6100 Lake Ellenor Drive
Orlando, FL 32809
Phone: (407) 429-1676
Email: [email protected]


By using our website and services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.